Analysis Summary:

The article's core claim about the increasing use of "buy now, pay later" (BNPL) for groceries is plausible, but the specific statistic of "roughly a quarter of consumers" is not directly verifiable with the provided sources. The article leans towards a negative portrayal of BNPL, highlighting potential risks, indicating moderate bias.

Detailed Analysis:

• Claim 1:** "Roughly a quarter of consumers use 'buy now, pay later' loans for ordinary expenses like groceries."
• Verification Source #1: Does not mention grocery purchases specifically, but discusses the general appeal and use of BNPL. Fails to cover.
• Verification Source #2: Discusses the increase in BNPL use and the risk of spiraling debt. Fails to cover the specific claim about groceries or the "quarter of consumers" statistic.
• Verification Source #3: Irrelevant to the claim.
• Verification Source #4: Irrelevant to the claim.
• Verification Source #5: Irrelevant to the claim.
• Internal Knowledge:* While I know that BNPL usage has increased, I cannot verify the specific "quarter of consumers" statistic for groceries without additional sources.
• Claim 2:** "That's worrisome, a personal finance expert says."
• This is a statement of opinion attributed to an expert. The article does not provide the expert's name or credentials. It is difficult to verify the expert's opinion without further information.

Supporting Evidence/Contradictions:

• Verification Source #1: Supports the general trend of increased BNPL usage. "The pitch was simple: get whatever you want now, and pay it back in four, interest-free installments."
• Verification Source #2: Supports the potential negative consequences of BNPL. "Any consumer who then misses payments risks seeing their case turned over to debt collectors."
• The provided sources do not directly support or contradict the specific claim about "roughly a quarter of consumers" using BNPL for groceries.